Dear Tim, you must fellate Wall Street. Hurry. Bright red lipstick not required. KThksBye
Separately, the slow road to "recovery" - looks like housing/mortgage demand is deeply impaired by the fraud crisis perpetrated Wall Street. Mortgage giants recently locked out anyone who filed bankruptcy for a longer period than before, no matter what your FICO, too.
Last, it's still a good deal to be a white collar criminal in America, because it is sort-of Patriotic-for-business or something.