On full display in Montana, this week, in this clip about a bill spearheaded by the GOP-Tea "purification" politics:
Special note to Tim Geithner, HUD Secretary, President Obama, and Senator Baucus: is it easier to just offer mortgage backstop credit in fairness (via Freddie and Fannie) in a way so broad that it "rationalizes" the whole market, or is it really more efficient to have x number of regulators trying to (a) find and then (b) redress grievances of unfair lending practices?
The question kinda answers itself...